Personal Injury Insurance

Break the Boundary strongly recommends that all participants obtain personal injury insurance. While we have safety measures in place, outdoor adventure sports carry inherent risks. Break the Boundary does not offer direct insurance cover for participants. If an emergency evacuation is required, costs such as helicopter rescue (up to $5,000) will not be covered by Break the Boundary or your membership fee. 

Adaptive MTB

Westcycles - RideSecure Annual Membership

Ride Secure $139 p year

Ride Secure Concession $109 - Discount for Concession members (students and healthcare or pension card holders)

Ride Secure Family $199- For up to two adults and all children under 18 in the same household

Includes:

  • Public Liability Insurance

  • Personal Accident Insurance

  • Paraplegic Benefit Fund membership

Specifics:

Covers adaptive bikes – WestCycle membership includes coverage for all types of bikes, including recumbent bikes, adaptive bikes, e-bikes and even e-scooters.

Australia-wide cover – Insurance applies across the country for all riding types (excluding elite racing).

Peace of mind on rides – Helps cover what Medicare and private health often don’t, like:

  • Income protection if you're unable to work

  • Taxi fares if you can’t drive

  • Property damage caused to others

Spinal injury support – Ride Secure membership also includes PBF membership, which is 24/7 cover if you have a permanent spinal injury – not just while riding a bike.

Free membership available – RIDE COMMUNITY (no insurance included) for those who want to support WestCycle’s advocacy.

Adaptive Hiking

We’re currently working with HikeWest to explore personal insurance options for our adaptive hiking community. Check back soon — we’ll post all the details here as soon as they’re available!